Accommodation and Food Services

19 industries profiled#1 of 20 sectors by dollars
Loans on record
200,945
since FY1991
Dollars approved
$102.6B
Average loan
$511K
3,495 lenders
Charge-off rate
5.4%
by dollars · 13.3% by count

Industries in Accommodation and Food Services

19 profiled
Hotels (except Casino Hotels) and MotelsNAICS 721110 · 1,190 lenders26,883$43.7B$1.6M4.0%9.00%Full-Service RestaurantsNAICS 722511 · 1,802 lenders36,627$17.6B$482K2.2%10.25%Full-Service RestaurantsNAICS 722110 · 2,174 lenders43,107$11.3B$262K14.1%11.50%Limited-Service RestaurantsNAICS 722513 · 1,538 lenders24,708$10.8B$436K2.5%10.00%Limited-Service RestaurantsNAICS 722211 · 1,725 lenders29,069$6.4B$221K14.2%11.50%Drinking Places (Alcoholic Beverages)NAICS 722410 · 1,441 lenders11,354$3.5B$307K5.7%10.25%Snack and Nonalcoholic Beverage BarsNAICS 722515 · 990 lenders8,042$2.6B$322K1.8%10.00%CaterersNAICS 722320 · 728 lenders4,996$1.6B$321K5.0%10.50%RV (Recreational Vehicle) Parks and CampgroundsNAICS 721211 · 528 lenders1,984$1.5B$734K1.9%9.50%Bed-and-Breakfast InnsNAICS 721191 · 414 lenders1,751$1.0B$586K3.2%9.75%Snack and Nonalcoholic Beverage BarsNAICS 722213 · 767 lenders5,499$809.3M$147K21.9%—Food Service ContractorsNAICS 722310 · 416 lenders2,036$580.1M$285K4.5%10.50%Mobile Food ServicesNAICS 722330 · 541 lenders2,741$280.9M$102K4.1%10.50%All Other Traveler AccommodationNAICS 721199 · 222 lenders524$275.3M$525K4.3%10.25%Recreational and Vacation Camps (except Campgrounds)NAICS 721214 · 234 lenders591$243.7M$412K3.6%10.00%Cafeterias, Grill Buffets, and BuffetsNAICS 722514 · 136 lenders297$195.1M$657K1.8%10.13%Rooming and Boarding Houses, Dormitories, and Workers' CampsNAICS 721310 · 113 lenders210$100.3M$478K1.8%—Cafeterias, Grill Buffets, and BuffetsNAICS 722212 · 121 lenders488$64.3M$132K15.0%—Casino HotelsNAICS 721120 · 28 lenders37$32.7M$883K17.1%—

This sector spans 20 NAICS codes in total. The 1 not listed each have fewer than 25 loans, which is too few for a loss rate to mean anything, so they are counted in the sector totals but not profiled on their own. Median rate is the initial rate on 7(a) loans approved FY2024 onward. It is left blank below 20 such loans, because these rates cluster on round numbers and a median off a handful reads as precise when it is not — and blank for any industry that borrows only on 504, which reports no interest rate at all.

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