TD Bank, National Association

Wilmington, DE7(a) lender#11 most activeTop sector: Residential Remodelers

Is this my lender?

Loans approved

39,570

FY1991–FY2026

Dollars approved

$6.6B

$2.0B since FY2021

Average loan

$167K

$154K recently

Charge-off rate

5.8%

by dollars · 11.8% by count

Approvals over time

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What they lend against

Residential Remodelers1,452 Landscaping Services966 Plumbing, Heating, and Air-Conditioning Contractors721 Full-Service Restaurants696 General Freight Trucking, Local693 Full-Service Restaurants656

Loan count by NAICS industry, whole record. Each row opens that industry’s profile, where this lender is ranked against everyone else writing it.

Where they lend

New Jersey9,668 · 24%New York7,803 · 20%Florida6,326 · 16%Pennsylvania3,230 · 8%Massachusetts2,981 · 8%New Hampshire2,171 · 5%Connecticut1,581 · 4%Maine1,403 · 4%

Share is of this lender’s entire book, so the 8 states shown need not sum to 100%. Together they account for 89% of its lending.

At a glance

Rank by recent volume#11 of 2321

First approvalFY1991

Latest approvalFY2026

States lent into8+

What they charge

Typical pricingPrime + 3.00

Median rate 11.00%Fixed 12%6,630 loans

Median initial rate on this lender's 7(a) loans approved FY2024 onward, against a market median of Prime + 2.75. That is about what the market typically prices. It is the rate at approval, not an offer, and says nothing about fees.

Program mix

7(a) · 100% (39,570)504 · 0% (0)

Split by loan count.

7(a) $6.6B504 $0

Loss rate in context

This lender5.8%

Both programs, all lenders4.6%

Charged-off dollars over dollars approved. By loan count this lender is at 11.8%; the two measures diverge when a book is weighted toward small loans.

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