Wholesale Trade
Most active lenders
1TD Bank, National Association$353.9M approved · $188K average1,881loans2The Huntington National Bank$627.8M approved · $442K average1,421loans3JPMorgan Chase Bank, National Association$405.2M approved · $310K average1,308loans4Wells Fargo Bank National Association$582.9M approved · $474K average1,229loans5U.S. Bank, National Association$335.0M approved · $367K average912loans
Ranked by loans written into this sector since FY2016.
Approvals by fiscal year
Hatched bar is FY2026, a partial year. The snapshot ends 30 June 2026.
2,609 loans in FY2025▼ 13% vs FY202413,733 loans since FY2021
Industries in Wholesale Trade
140 profiledOther Miscellaneous Durable Goods Merchant WholesalersNAICS 423990 · 659 lenders5,945$3.0B$497K3.2%10.50%Other Miscellaneous Nondurable Goods Merchant WholesalersNAICS 424990 · 589 lenders4,852$2.4B$504K3.5%10.50%Industrial Machinery and Equipment Merchant WholesalersNAICS 423830 · 424 lenders2,410$1.2B$512K2.1%10.00%Other Grocery and Related Products Merchant WholesalersNAICS 424490 · 460 lenders2,997$1.1B$367K4.1%10.50%Recyclable Material Merchant WholesalersNAICS 423930 · 373 lenders1,509$1.1B$720K4.3%10.25%Women's, Children's, and Infants' Clothing and Accessories Merchant WholesalersNAICS 424330 · 232 lenders2,429$1.0B$426K4.8%—General Line Grocery Merchant WholesalersNAICS 424410 · 351 lenders1,685$1.0B$615K2.6%10.50%Electrical Apparatus and Equipment, Wiring Supplies, and Related Equipment Merchant WholesalersNAICS 423610 · 344 lenders1,694$1.0B$604K3.1%10.50%Medical, Dental, and Hospital Equipment and Supplies Merchant WholesalersNAICS 423450 · 425 lenders2,833$928.7M$328K5.3%10.50%Motor Vehicle Supplies and New Parts Merchant WholesalersNAICS 423120 · 381 lenders2,038$850.2M$417K4.2%10.50%Lumber, Plywood, Millwork, and Wood Panel Merchant WholesalersNAICS 423310 · 343 lenders1,442$841.1M$583K4.7%10.25%Sporting and Recreational Goods and Supplies Merchant WholesalersNAICS 423910 · 494 lenders2,298$820.9M$357K4.6%10.50%Wholesale Trade Agents and BrokersNAICS 425120 · 339 lenders1,790$727.3M$406K5.0%10.50%Other Electronic Parts and Equipment Merchant WholesalersNAICS 423690 · 247 lenders1,529$627.7M$411K4.7%10.50%Automobile and Other Motor Vehicle Merchant WholesalersNAICS 423110 · 290 lenders1,155$594.3M$515K2.2%10.50%Industrial Supplies Merchant WholesalersNAICS 423840 · 330 lenders1,296$592.3M$457K1.9%10.50%Metal Service Centers and Other Metal Merchant WholesalersNAICS 423510 · 238 lenders890$576.3M$647K3.2%10.00%Home Furnishing Merchant WholesalersNAICS 423220 · 307 lenders1,392$575.6M$414K6.4%11.00%Furniture Merchant WholesalersNAICS 423210 · 245 lenders1,196$574.7M$481K4.9%10.50%Meat and Meat Product Merchant WholesalersNAICS 424470 · 233 lenders897$562.4M$627K3.4%10.25%Piece Goods, Notions, and Other Dry Goods Merchant WholesalersNAICS 424310 · 253 lenders1,179$542.2M$460K3.1%10.50%Industrial Machinery and Equipment WholesalersNAICS 421830 · 405 lenders1,942$537.5M$277K4.4%—Fresh Fruit and Vegetable Merchant WholesalersNAICS 424480 · 196 lenders995$498.3M$501K3.9%11.25%Drugs and Druggists' Sundries Merchant WholesalersNAICS 424210 · 252 lenders1,371$484.5M$353K5.7%10.50%Jewelry, Watch, Precious Stone, and Precious Metal Merchant WholesalersNAICS 423940 · 227 lenders1,754$470.4M$268K6.1%11.25%Other Construction Material Merchant WholesalersNAICS 423390 · 264 lenders1,012$446.3M$441K4.1%10.50%Brick, Stone, and Related Construction Material Merchant WholesalersNAICS 423320 · 243 lenders952$442.2M$464K6.8%10.50%Toy and Hobby Goods and Supplies Merchant WholesalersNAICS 423920 · 236 lenders970$442.0M$456K3.8%10.50%Other Chemical and Allied Products Merchant WholesalersNAICS 424690 · 238 lenders861$434.6M$505K1.5%9.89%Other Commercial Equipment Merchant WholesalersNAICS 423440 · 251 lenders1,034$427.3M$413K3.6%10.00%Hardware Merchant WholesalersNAICS 423710 · 239 lenders807$422.7M$524K3.0%10.50%Plumbing and Heating Equipment and Supplies (Hydronics) Merchant WholesalersNAICS 423720 · 225 lenders727$392.3M$540K4.0%10.25%Transportation Equipment and Supplies (except Motor Vehicle) Merchant WholesalersNAICS 423860 · 159 lenders674$369.7M$549K2.1%10.25%Fish and Seafood Merchant WholesalersNAICS 424460 · 165 lenders804$366.2M$455K4.0%10.75%Farm Supplies Merchant WholesalersNAICS 424910 · 261 lenders746$358.9M$481K1.7%9.50%Computer and Computer Peripheral Equipment and Software Merchant WholesalersNAICS 423430 · 203 lenders1,105$352.7M$319K4.7%11.25%Flower, Nursery Stock, and Florists' Supplies Merchant WholesalersNAICS 424930 · 273 lenders889$352.5M$397K4.7%10.87%Lumber, Plywood, Millwork, and Wood Panel WholesalersNAICS 421310 · 306 lenders1,048$345.7M$330K5.5%—Other Miscellaneous Durable Goods WholesalersNAICS 421990 · 268 lenders1,470$335.7M$228K6.0%—Construction and Mining (except Oil Well) Machinery and Equipment Merchant WholesalersNAICS 423810 · 190 lenders592$331.0M$559K2.7%10.50%Household Appliances, Electric Housewares, and Consumer Electronics Merchant WholesalersNAICS 423620 · 181 lenders841$315.8M$376K4.6%10.50%Other Electronic Parts and Equipment WholesalersNAICS 421690 · 265 lenders1,163$311.0M$267K5.3%—Service Establishment Equipment and Supplies Merchant WholesalersNAICS 423850 · 238 lenders911$303.8M$334K3.2%10.50%Farm and Garden Machinery and Equipment Merchant WholesalersNAICS 423820 · 210 lenders529$292.6M$553K2.4%9.75%General Line Grocery WholesalersNAICS 422410 · 260 lenders980$291.4M$297K5.5%—Wine and Distilled Alcoholic Beverage Merchant WholesalersNAICS 424820 · 255 lenders984$287.9M$293K4.5%11.25%Warm Air Heating and Air-Conditioning Equipment and Supplies Merchant WholesalersNAICS 423730 · 170 lenders488$250.5M$513K3.3%10.50%Office Equipment Merchant WholesalersNAICS 423420 · 174 lenders551$242.0M$439K4.3%10.75%Petroleum and Petroleum Products Merchant Wholesalers (except Bulk Stations and Terminals)NAICS 424720 · 181 lenders431$238.5M$553K3.2%10.53%Men's and Boys' Clothing and Furnishings Merchant WholesalersNAICS 424320 · 142 lenders687$233.4M$340K7.0%—Industrial and Personal Service Paper Merchant WholesalersNAICS 424130 · 155 lenders430$228.5M$531K3.0%10.38%Clothing and Clothing Accessories Merchant WholesalersNAICS 424350 · 89 lenders433$225.9M$522K0.6%10.50%Recyclable Material WholesalersNAICS 421930 · 236 lenders642$216.7M$338K5.5%—Women's, Children's, and Infants' Clothing and Accessories WholesalersNAICS 422330 · 193 lenders825$211.0M$256K4.5%—Other Professional Equipment and Supplies Merchant WholesalersNAICS 423490 · 150 lenders524$208.8M$398K3.1%10.20%Packaged Frozen Food Merchant WholesalersNAICS 424420 · 157 lenders495$203.5M$411K5.2%10.50%Grain and Field Bean Merchant WholesalersNAICS 424510 · 112 lenders221$198.4M$898K0.6%—Sporting and Recreational Goods and Supplies WholesalersNAICS 421910 · 265 lenders830$190.7M$230K8.3%—Other Miscellaneous Nondurable Goods WholesalersNAICS 422990 · 175 lenders730$181.4M$248K5.5%—Footwear Merchant WholesalersNAICS 424340 · 99 lenders375$177.4M$473K5.5%—Other Farm Product Raw Material Merchant WholesalersNAICS 424590 · 98 lenders233$173.2M$743K1.2%—Metal Service Centers and OfficesNAICS 421510 · 179 lenders535$168.6M$315K3.3%—Petroleum and Petroleum Products Wholesalers (except Bulk Stations and Terminals)NAICS 422720 · 205 lenders483$161.8M$335K4.2%—Tire and Tube Merchant WholesalersNAICS 423130 · 124 lenders301$160.0M$532K5.0%—Printing and Writing Paper Merchant WholesalersNAICS 424110 · 126 lenders289$158.1M$547K4.8%—Men's and Boys' Clothing and Furnishing WholesalersNAICS 422320 · 149 lenders571$157.1M$275K6.8%—Stationery and Office Supplies Merchant WholesalersNAICS 424120 · 173 lenders612$156.8M$256K5.7%10.50%Beer and Ale Merchant WholesalersNAICS 424810 · 154 lenders451$155.8M$345K2.9%10.75%Fresh Fruit and Vegetable WholesalersNAICS 422480 · 159 lenders485$153.5M$316K7.0%—Tobacco Product and Electronic Cigarette Merchant WholesalersNAICS 424940 · 113 lenders337$147.9M$439K3.1%10.50%Plastics Materials and Basic Forms and Shapes Merchant WholesalersNAICS 424610 · 115 lenders296$147.7M$499K3.3%—Automobile and Other Motor Vehicle WholesalersNAICS 421110 · 192 lenders453$141.0M$311K4.3%—Drugs and Druggists' Sundries WholesalersNAICS 422210 · 150 lenders582$137.0M$235K4.6%—Motor Vehicle Supplies and New Parts WholesalersNAICS 421120 · 165 lenders420$136.2M$324K6.1%—Transportation Equipment and Supplies (except Motor Vehicle) WholesalersNAICS 421860 · 142 lenders413$133.6M$324K4.3%—Confectionery Merchant WholesalersNAICS 424450 · 133 lenders419$133.0M$317K2.7%10.50%Motor Vehicle Parts (Used) Merchant WholesalersNAICS 423140 · 124 lenders321$132.3M$412K3.2%10.50%Fish and Seafood WholesalersNAICS 422460 · 157 lenders490$129.0M$263K8.6%—Roofing, Siding, and Insulation Material Merchant WholesalersNAICS 423330 · 136 lenders331$127.0M$384K6.6%10.50%Other Commercial Equipment WholesalersNAICS 421440 · 168 lenders492$126.1M$256K3.3%—Industrial and Personal Service Paper WholesalersNAICS 422130 · 133 lenders366$114.0M$311K4.6%—Other Chemical and Allied Products WholesalersNAICS 422690 · 182 lenders457$110.5M$242K3.2%—Business to Business Electronic MarketsNAICS 425110 · 106 lenders360$109.5M$304K7.0%—Grain and Field Bean WholesalersNAICS 422510 · 125 lenders246$107.7M$438K4.1%—Jewelry, Watch, Precious Stone, and Precious Metal WholesalersNAICS 421940 · 153 lenders628$105.7M$168K5.4%—Dairy Product (except Dried or Canned) Merchant WholesalersNAICS 424430 · 121 lenders309$105.6M$342K5.3%10.38%Petroleum Bulk Stations and TerminalsNAICS 424710 · 110 lenders205$103.7M$506K3.6%—Toy and Hobby Goods and Supplies WholesalersNAICS 421920 · 140 lenders422$101.1M$240K5.6%—Paint, Varnish, and Supplies Merchant WholesalersNAICS 424950 · 107 lenders248$94.1M$379K1.9%10.63%Electrical Apparatus and Equipment, Wiring Supplies, and Construction Material WholesalersNAICS 421610 · 106 lenders266$93.9M$353K5.2%—Warm Air Heating and Air-Conditioning Equipment and Suppplies WholesalersNAICS 421730 · 149 lenders354$93.0M$263K2.4%—Construction and Mining (except Oil Well) Machinery and Equipment WholesalersNAICS 421810 · 119 lenders278$92.3M$332K2.3%—Electrical Appliance, Television, and Radio Set WholesalersNAICS 421620 · 122 lenders303$92.3M$305K3.9%—Medical, Dental, and Hospital Equipment and Supplies WholesalersNAICS 421450 · 128 lenders390$92.1M$236K3.9%—Other Grocery and Related Products WholesalersNAICS 422490 · 135 lenders364$91.9M$253K8.4%—Home Furnishing WholesalersNAICS 421220 · 100 lenders231$88.0M$381K6.0%—Poultry and Poultry Product Merchant WholesalersNAICS 424440 · 69 lenders132$86.9M$658K2.0%—Computer and Computer Peripheral Equipment and Software WholesalersNAICS 421430 · 93 lenders308$86.6M$281K6.2%—Packaged Frozen Food WholesalersNAICS 422420 · 110 lenders250$86.1M$344K7.5%—Industrial Supplies WholesalersNAICS 421840 · 116 lenders259$85.9M$332K2.8%—Beer and Ale WholesalersNAICS 422810 · 102 lenders240$85.7M$357K1.8%—Furniture WholesalersNAICS 421210 · 75 lenders195$74.9M$384K8.3%—Book, Periodical, and Newspaper Merchant WholesalersNAICS 424920 · 82 lenders232$73.2M$316K5.8%—Plastics Materials and Basic Forms and Shapes WholesalersNAICS 422610 · 107 lenders245$72.4M$296K5.7%—Refrigeration Equipment and Supplies Merchant WholesalersNAICS 423740 · 74 lenders165$72.1M$437K4.1%—Confectionery WholesalersNAICS 422450 · 137 lenders326$70.8M$217K4.9%—Piece Goods, Notions, and Other Dry Goods WholesalersNAICS 422310 · 72 lenders175$64.4M$368K2.4%—Farm Supplies WholesalersNAICS 422910 · 103 lenders151$62.8M$416K7.3%—Flower, Nursery Stock, and Florists' Supplies WholesalersNAICS 422930 · 93 lenders225$61.6M$274K4.5%—Meat and Meat Product WholesalersNAICS 422470 · 74 lenders152$60.3M$397K8.0%—Printing and Writing Paper WholesalersNAICS 422110 · 103 lenders230$59.8M$260K11.0%—Brick, Stone, and Related Construction Material WholesalersNAICS 421320 · 69 lenders128$58.0M$453K1.2%—Footwear WholesalersNAICS 422340 · 75 lenders184$57.4M$312K6.0%—Roofing, Siding, and Insulation Material WholesalersNAICS 421330 · 95 lenders193$57.3M$297K4.3%—Ophthalmic Goods Merchant WholesalersNAICS 423460 · 70 lenders170$57.3M$337K3.6%—Photographic Equipment and Supplies Merchant WholesalersNAICS 423410 · 66 lenders151$56.2M$372K3.4%—Plumbing and Heating Equipment and Supplies (Hydronics) WholesalersNAICS 421720 · 86 lenders160$55.5M$347K6.3%—Dairy Product (except Dried or Canned) WholesalersNAICS 422430 · 88 lenders200$53.4M$267K10.2%—Wine and Distilled Alcoholic Beverage WholesalersNAICS 422820 · 88 lenders206$49.4M$240K4.2%—Service Establishment Equipment and Supplies WholesalersNAICS 421850 · 90 lenders177$45.2M$255K4.6%—Hardware WholesalersNAICS 421710 · 65 lenders118$42.1M$357K7.4%—Livestock Merchant WholesalersNAICS 424520 · 48 lenders92$40.4M$439K2.4%—Office Equipment WholesalersNAICS 421420 · 65 lenders117$38.0M$325K3.9%—Poultry and Poultry Product WholesalersNAICS 422440 · 62 lenders127$37.7M$297K3.1%—Farm and Garden Machinery and Equipment WholesalersNAICS 421820 · 81 lenders138$35.3M$256K6.3%—Stationery and Office Supplies WholesalersNAICS 422120 · 76 lenders136$34.4M$253K4.8%—Tobacco and Tobacco Product WholesalersNAICS 422940 · 61 lenders97$31.8M$328K17.4%—Photographic Equipment and Supplies WholesalersNAICS 421410 · 55 lenders104$31.1M$299K10.7%—Paint, Varnish, and Supplies WholesalersNAICS 422950 · 78 lenders150$31.1M$207K4.3%—Other Construction Material WholesalersNAICS 421390 · 58 lenders111$30.4M$274K7.7%—Refrigeration Equipment and Supplies WholesalersNAICS 421740 · 62 lenders103$29.9M$290K4.8%—Other Farm Product Raw Material WholesalersNAICS 422590 · 45 lenders84$29.3M$349K11.7%—Book, Periodical, and Newspaper WholesalersNAICS 422920 · 75 lenders185$27.9M$151K6.8%—Motor Vehicle Parts (Used) WholesalersNAICS 421140 · 51 lenders80$26.8M$335K4.8%—Other Professional Equipment and Supplies WholesalersNAICS 421490 · 43 lenders88$26.0M$296K3.3%—Livestock WholesalersNAICS 422520 · 63 lenders84$24.8M$296K5.6%—Tire and Tube WholesalersNAICS 421130 · 51 lenders68$22.7M$334K8.9%—Petroleum Bulk Stations and TerminalsNAICS 422710 · 36 lenders59$19.4M$328K0.5%—Ophthalmic Goods WholesalersNAICS 421460 · 52 lenders83$17.4M$210K2.6%—Coal and Other Mineral and Ore Merchant WholesalersNAICS 423520 · 22 lenders37$17.1M$463K1.1%—
This sector spans 141 NAICS codes in total. The 1 not listed each have fewer than 25 loans, which is too few for a loss rate to mean anything, so they are counted in the sector totals but not profiled on their own. Median rate is the initial rate on 7(a) loans approved FY2024 onward. It is left blank below 20 such loans, because these rates cluster on round numbers and a median off a handful reads as precise when it is not — and blank for any industry that borrows only on 504, which reports no interest rate at all.