Construction
Most active lenders
1The Huntington National Bank$1.5B approved · $193K average8,035loans2U.S. Bank, National Association$548.9M approved · $95K average5,797loans3TD Bank, National Association$466.7M approved · $100K average4,661loans4Wells Fargo Bank National Association$687.8M approved · $226K average3,037loans5JPMorgan Chase Bank, National Association$553.1M approved · $194K average2,848loans
Ranked by loans written into this sector since FY2016.
Approvals by fiscal year
Hatched bar is FY2026, a partial year. The snapshot ends 30 June 2026.
8,742 loans in FY2025▼ 2% vs FY202439,085 loans since FY2021
Industries in Construction
59 profiledAll Other Specialty Trade ContractorsNAICS 238990 · 1,270 lenders19,533$6.0B$309K4.3%10.49%Plumbing, Heating, and Air-Conditioning ContractorsNAICS 238220 · 1,242 lenders18,322$5.4B$296K3.8%10.50%Electrical Contractors and Other Wiring Installation ContractorsNAICS 238210 · 1,071 lenders13,489$3.4B$251K4.4%10.50%Residential RemodelersNAICS 236118 · 834 lenders18,181$2.3B$129K6.7%10.90%Commercial and Institutional Building ConstructionNAICS 236220 · 807 lenders7,107$2.2B$307K4.3%10.50%Site Preparation ContractorsNAICS 238910 · 937 lenders7,411$2.1B$288K3.5%10.49%New Single-Family Housing Construction (except For-Sale Builders)NAICS 236115 · 694 lenders8,927$1.4B$153K7.2%10.75%Roofing ContractorsNAICS 238160 · 571 lenders4,230$1.3B$314K4.1%10.50%Poured Concrete Foundation and Structure ContractorsNAICS 238110 · 644 lenders4,288$1.1B$247K5.3%10.50%Flooring ContractorsNAICS 238330 · 523 lenders4,010$913.5M$228K5.3%10.50%Other Building Finishing ContractorsNAICS 238390 · 488 lenders2,979$894.0M$300K3.8%10.25%Painting and Wall Covering ContractorsNAICS 238320 · 517 lenders5,738$829.1M$144K6.2%10.75%Highway, Street, and Bridge ConstructionNAICS 237310 · 509 lenders2,115$826.4M$391K3.2%10.50%Other Heavy and Civil Engineering ConstructionNAICS 237990 · 474 lenders1,724$806.1M$468K2.0%10.25%Plumbing, Heating, and Air Conditioning ContractorsNAICS 235110 · 748 lenders4,394$749.6M$171K7.4%—Drywall and Insulation ContractorsNAICS 238310 · 501 lenders3,203$716.3M$224K6.2%10.50%Finish Carpentry ContractorsNAICS 238350 · 511 lenders3,886$712.0M$183K6.5%10.50%Glass and Glazing ContractorsNAICS 238150 · 389 lenders1,629$678.5M$416K4.5%10.50%Other Building Equipment ContractorsNAICS 238290 · 435 lenders2,106$662.8M$315K3.2%10.50%Electrical ContractorsNAICS 235310 · 590 lenders3,389$595.6M$176K6.5%—Industrial Building ConstructionNAICS 236210 · 383 lenders1,397$541.1M$387K3.4%10.50%Water and Sewer Line and Related Structures ConstructionNAICS 237110 · 380 lenders1,448$484.4M$335K3.9%10.50%Other Foundation, Structure, and Building Exterior ContractorsNAICS 238190 · 393 lenders2,104$440.6M$209K4.1%10.50%Masonry ContractorsNAICS 238140 · 414 lenders2,434$424.2M$174K7.7%10.50%Power and Communication Line and Related Structures ConstructionNAICS 237130 · 301 lenders1,044$408.9M$392K4.3%10.50%Commercial and Institutional Building ConstructionNAICS 233320 · 396 lenders1,752$389.4M$222K6.5%—Tile and Terrazzo ContractorsNAICS 238340 · 297 lenders1,564$376.8M$241K7.0%10.50%Single Family Housing ConstructionNAICS 233210 · 427 lenders2,706$367.4M$136K6.3%—All Other Special Trade Contractors - See Footnote 13 in the Table of Small Business Size StandardsNAICS 235990 · 349 lenders1,736$333.6M$192K7.2%—Structural Steel and Precast Concrete ContractorsNAICS 238120 · 259 lenders863$320.5M$371K5.3%10.75%Excavation ContractorsNAICS 235930 · 468 lenders1,824$312.4M$171K7.8%—Highway and Street ConstructionNAICS 234110 · 308 lenders1,071$285.3M$266K5.1%—Roofing, Siding, and Sheet Metal ContractorsNAICS 235610 · 349 lenders1,384$224.2M$162K6.8%—Painting and Wall CoveringNAICS 235210 · 304 lenders1,497$183.2M$122K7.5%—Drywall, Plastering, Acoustical, and Insulation ContractorsNAICS 235420 · 257 lenders981$172.6M$176K9.1%—Carpentry ContractorsNAICS 235510 · 285 lenders1,179$166.3M$141K7.0%—New Multifamily Housing Construction (except For-Sale Builders)NAICS 236116 · 157 lenders1,125$162.6M$145K9.5%11.37%Floor Laying and Other Floor ContractorsNAICS 235520 · 232 lenders785$151.2M$193K7.4%—Framing ContractorsNAICS 238130 · 209 lenders1,048$144.4M$138K9.0%10.75%Glass and Glazing ContractorsNAICS 235920 · 205 lenders625$124.5M$199K5.0%—Masonry and Stone ContractorsNAICS 235410 · 207 lenders720$117.4M$163K5.2%—Structural Steel Erection ContractorsNAICS 235910 · 180 lenders484$114.6M$237K7.0%—Siding ContractorsNAICS 238170 · 171 lenders786$111.1M$141K5.5%10.70%Oil and Gas Pipeline and Related Structures ConstructionNAICS 237120 · 115 lenders251$110.4M$440K6.8%—Concrete ContractorsNAICS 235710 · 193 lenders529$106.7M$202K9.5%—New Housing For-Sale BuildersNAICS 236117 · 124 lenders339$104.0M$307K6.1%—Water, Sewer, and Pipeline ConstructionNAICS 234910 · 100 lenders198$77.7M$393K10.8%—Building Equipment and Other Machinery Installation ContractorsNAICS 235950 · 123 lenders268$59.4M$222K8.1%—All Other Heavy Construction - See Foot Note 2 in the Table of Small Business Size StandardsNAICS 234990 · 96 lenders197$49.7M$252K10.0%—Water Well Drilling ContractorsNAICS 235810 · 129 lenders266$48.8M$184K5.2%—Manufacturing and Industrial Building ConstructionNAICS 233310 · 79 lenders140$40.9M$292K3.9%—Bridge and Tunnel ConstructionNAICS 234120 · 98 lenders189$40.3M$213K8.6%—Wrecking and Demolition ContractorsNAICS 235940 · 79 lenders166$34.9M$210K8.2%—Land SubdivisionNAICS 237210 · 64 lenders118$33.0M$280K8.3%—Tile, Marble, Terrazzo, and Mosaic ContractorsNAICS 235430 · 64 lenders152$29.7M$195K8.6%—Power and Communication Transmission Line ConstructionNAICS 234920 · 52 lenders90$27.9M$310K6.0%—Land Subdivision and Land DevelopmentNAICS 233110 · 33 lenders63$21.8M$346K7.6%—Multifamily Housing ConstructionNAICS 233220 · 63 lenders113$17.6M$156K5.3%—Industrial Nonbuilding Structure ConstructionNAICS 234930 · 33 lenders44$16.9M$385K7.2%—
This sector spans 60 NAICS codes in total. The 1 not listed each have fewer than 25 loans, which is too few for a loss rate to mean anything, so they are counted in the sector totals but not profiled on their own. Median rate is the initial rate on 7(a) loans approved FY2024 onward. It is left blank below 20 such loans, because these rates cluster on round numbers and a median off a handful reads as precise when it is not — and blank for any industry that borrows only on 504, which reports no interest rate at all.