Peoples Security Bank and Trust Company

Scranton, PA7(a) lenderTop sector: Full-Service Restaurants

Is this my lender?

Loans approved

256

FY1993–FY2026

Dollars approved

$87.7M

$29.4M since FY2021

Average loan

$342K

$774K recently

Charge-off rate

5.2%

by dollars · 8.2% by count

Approvals over time

Loading the series…

What they lend against

Full-Service Restaurants19 Drinking Places (Alcoholic Beverages)9 Limited-Service Restaurants6 Beauty Salons6 Child Care Services5 Limited-Service Restaurants5

Loan count by NAICS industry, whole record. Each row opens that industry’s profile, where this lender is ranked against everyone else writing it.

Where they lend

Pennsylvania250 · 98%New York2 · 1%New Jersey2 · 1%California1 · 0%Florida1 · 0%

Share is of this lender’s entire book, so the 5 states shown need not sum to 100%. Together they account for 100% of its lending.

At a glance

Rank by recent volume#564 of 2321

First approvalFY1993

Latest approvalFY2026

States lent into5

What they charge

Too few recent 7(a) loans to quote a rate, 16 since FY2024. Rates cluster on round numbers, so a median off a handful of loans reads as precise and is not.

Program mix

7(a) · 100% (256)504 · 0% (0)

Split by loan count.

7(a) $87.7M504 $0

Loss rate in context

This lender5.2%

Both programs, all lenders4.6%

Charged-off dollars over dollars approved. By loan count this lender is at 8.2%; the two measures diverge when a book is weighted toward small loans.

For banks

See how your book compares with Peoples Security Bank and Trust Company in any market.

Benchmark against this lender →