California
Largest lenders in California
Ranked by loans into this state since FY2016. A lender headquartered elsewhere still counts. The SBA market is national, and several of the largest lenders in most states are based nowhere near them.
Approvals by fiscal year
Hatched bar is FY2026, a partial year. The snapshot ends 30 June 2026.
What gets funded here
Loan count by NAICS industry, whole record. Shares are of all 260,668 loans in California, which is why they are small: SBA lending in any state spreads across hundreds of trades, and no single one of them is close to dominant.
What borrowers here pay
Median initial rate on California 7(a) loans approved FY2024 onward, against a market median of Prime + 2.75. That is about what the market typically prices. It is the rate at approval, not an offer, and says nothing about fees.
A state prices dear or cheap mostly because of what gets borrowed there, not where it is. Markets whose lending skews to small loans sit higher. How SBA pricing works →
Program mix
Split by loan count.
Where inside the state
Share is of all this state’s loans, so the 6 counties shown need not sum to 100%. Together they hold 63% of them. County is recorded as a name only, so it is shown but not linked.