Utilities
Most active lenders
1Wells Fargo Bank National Association$1.8M approved · $43K average41loans2The Huntington National Bank$5.0M approved · $134K average37loans3PNC Bank, National Association$6.7M approved · $268K average25loans4BayFirst National Bank$3.8M approved · $182K average21loans5Manufacturers and Traders Trust Company$6.2M approved · $328K average19loans
Ranked by loans written into this sector since FY2016.
Approvals by fiscal year
Hatched bar is FY2026, a partial year. The snapshot ends 30 June 2026.
78 loans in FY2025▼ 8% vs FY2024398 loans since FY2021
Industries in Utilities
9 profiledWater Supply and Irrigation SystemsNAICS 221310 · 293 lenders861$222.2M$258K2.8%10.50%Solar Electric Power GenerationNAICS 221114 · 78 lenders167$84.5M$506K4.3%11.25%Natural Gas DistributionNAICS 221210 · 110 lenders211$84.0M$398K1.9%—Electric Power DistributionNAICS 221122 · 42 lenders92$41.6M$452K1.5%—Other Electric Power GenerationNAICS 221119 · 31 lenders48$26.0M$542K1.5%—Sewage Treatment FacilitiesNAICS 221320 · 61 lenders88$19.7M$223K2.7%—Other Electric Power GenerationNAICS 221118 · 26 lenders39$16.2M$414K0.9%—Hydroelectric Power GenerationNAICS 221111 · 46 lenders57$13.0M$229K1.0%—Steam and Air-Conditioning SupplyNAICS 221330 · 26 lenders45$6.9M$154K24.1%—
This sector spans 15 NAICS codes in total. The 6 not listed each have fewer than 25 loans, which is too few for a loss rate to mean anything, so they are counted in the sector totals but not profiled on their own. Median rate is the initial rate on 7(a) loans approved FY2024 onward. It is left blank below 20 such loans, because these rates cluster on round numbers and a median off a handful reads as precise when it is not — and blank for any industry that borrows only on 504, which reports no interest rate at all.