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Webster Five Cents Savings Bank

Webster, MA7(a) lenderTop sector: Research and Development in the Physical, Engineering, and Life Sciences (except Nanotechnology and Biotechnology)
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Loans approved
115
FY1996–FY2025
Dollars approved
$15.1M
$7.7M since FY2021
Average loan
$131K
$133K recently
Charge-off rate
3.8%
by dollars · 5.2% by count

Approvals over time

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What they lend against

Loan count by NAICS industry, whole record. Each row opens that industry’s profile, where this lender is ranked against everyone else writing it.

Where they lend

Share is of this lender’s entire book, so the 1 states shown need not sum to 100%. Together they account for 100% of its lending.

At a glance

Rank by recent volume#964 of 2321
First approvalFY1996
Latest approvalFY2025
States lent into1

What they charge

Typical pricingPrime + 2.50
Median rate 10.50%Fixed 20%25 loans

Median initial rate on this lender's 7(a) loans approved FY2024 onward, against a market median of Prime + 2.75. That is about what the market typically prices. It is the rate at approval, not an offer, and says nothing about fees.

Program mix

7(a) · 100% (115)504 · 0% (0)

Split by loan count.

7(a) $15.1M504 $0

Loss rate in context

This lender3.8%
Both programs, all lenders4.6%

Charged-off dollars over dollars approved. By loan count this lender is at 5.2%; the two measures diverge when a book is weighted toward small loans.

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