VisionBank

Saint Louis Park, MN7(a) lenderTop sector: Full-Service Restaurants

Is this my lender?

Loans approved

104

FY2010–FY2026

Dollars approved

$33.5M

$9.4M since FY2021

Average loan

$322K

$253K recently

Charge-off rate

0.5%

by dollars · 3.9% by count

Approvals over time

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What they lend against

Full-Service Restaurants12 Offices of Chiropractors10 General Freight Trucking, Local7 Beauty Salons5 Fitness and Recreational Sports Centers4 Tire Dealers3

Loan count by NAICS industry, whole record. Each row opens that industry’s profile, where this lender is ranked against everyone else writing it.

Where they lend

Minnesota99 · 95%Wisconsin3 · 3%Tennessee1 · 1%Arizona1 · 1%

Share is of this lender’s entire book, so the 4 states shown need not sum to 100%. Together they account for 100% of its lending.

At a glance

Rank by recent volume#892 of 2321

First approvalFY2010

Latest approvalFY2026

States lent into4

What they charge

Too few recent 7(a) loans to quote a rate, 12 since FY2024. Rates cluster on round numbers, so a median off a handful of loans reads as precise and is not.

Program mix

7(a) · 100% (104)504 · 0% (0)

Split by loan count.

7(a) $33.5M504 $0

Loss rate in context

This lender0.5%

Both programs, all lenders4.6%

Charged-off dollars over dollars approved. By loan count this lender is at 3.9%; the two measures diverge when a book is weighted toward small loans.

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