Vermont 504 Corporation

Montpelier, VT504 / CDC lenderTop sector: Hotels (except Casino Hotels) and Motels

Is this my lender?

Loans approved

221

FY1992–FY2026

Dollars approved

$74.3M

$4.2M since FY2021

Average loan

$336K

$175K recently

Charge-off rate

10.7%

by dollars · 12.2% by count

Approvals over time

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What they lend against

Hotels (except Casino Hotels) and Motels28 Full-Service Restaurants7 Supermarkets and Other Grocery Retailers (except Convenience Retailers)5 Fitness and Recreational Sports Centers4 Gasoline Stations with Convenience Stores4 Cut Stone and Stone Product Manufacturing4

Loan count by NAICS industry, whole record. Each row opens that industry’s profile, where this lender is ranked against everyone else writing it.

Where they lend

Vermont219 · 99%New Hampshire1 · 0%Massachusetts1 · 0%

Share is of this lender’s entire book, so the 3 states shown need not sum to 100%. Together they account for 100% of its lending.

At a glance

Rank by recent volume#1164 of 2321

First approvalFY1992

Latest approvalFY2026

States lent into3

What they charge

Too few recent 7(a) loans to quote a rate, 5 since FY2024. Rates cluster on round numbers, so a median off a handful of loans reads as precise and is not.

Program mix

7(a) · 32% (70)504 · 68% (151)

Split by loan count.

7(a) $9.1M504 $65.2M

Loss rate in context

This lender10.7%

Both programs, all lenders4.6%

Charged-off dollars over dollars approved. By loan count this lender is at 12.2%; the two measures diverge when a book is weighted toward small loans.

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