Pioneer Bank & Trust

Belle Fourche, SD7(a) lenderTop sector: General Automotive Repair

Is this my lender?

Loans approved

216

FY1991–FY2026

Dollars approved

$30.4M

$5.9M since FY2021

Average loan

$141K

$228K recently

Charge-off rate

3.2%

by dollars · 7.9% by count

Approvals over time

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What they lend against

General Automotive Repair6 Offices of Optometrists4 Automotive Body, Paint, and Interior Repair and Maintenance4 Limited-Service Restaurants4 Gift, Novelty, and Souvenir Stores4 Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance4

Loan count by NAICS industry, whole record. Each row opens that industry’s profile, where this lender is ranked against everyone else writing it.

Where they lend

South Dakota212 · 98%Wyoming2 · 1%Montana1 · 0%Oregon1 · 0%

Share is of this lender’s entire book, so the 4 states shown need not sum to 100%. Together they account for 100% of its lending.

At a glance

Rank by recent volume#1051 of 2321

First approvalFY1991

Latest approvalFY2026

States lent into4

What they charge

Too few recent 7(a) loans to quote a rate, 8 since FY2024. Rates cluster on round numbers, so a median off a handful of loans reads as precise and is not.

Program mix

7(a) · 100% (216)504 · 0% (0)

Split by loan count.

7(a) $30.4M504 $0

Loss rate in context

This lender3.2%

Both programs, all lenders4.6%

Charged-off dollars over dollars approved. By loan count this lender is at 7.9%; the two measures diverge when a book is weighted toward small loans.

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