North Country Federal Credit Union

South Burlington, VT7(a) lenderTop sector: General Freight Trucking, Local

Is this my lender?

Loans approved

168

FY2009–FY2025

Dollars approved

$11.3M

$1.7M since FY2021

Average loan

$67K

$61K recently

Charge-off rate

0.4%

by dollars · 1.2% by count

Approvals over time

Loading the series…

What they lend against

General Freight Trucking, Local28 Landscaping Services10 Plumbing, Heating, and Air-Conditioning Contractors6 Site Preparation Contractors6 Passenger Car Rental5 Motor Vehicle Towing5

Loan count by NAICS industry, whole record. Each row opens that industry’s profile, where this lender is ranked against everyone else writing it.

Where they lend

Vermont168 · 100%

Share is of this lender’s entire book, so the 1 states shown need not sum to 100%. Together they account for 100% of its lending.

At a glance

Rank by recent volume#1405 of 2321

First approvalFY2009

Latest approvalFY2025

States lent into1

What they charge

Too few recent 7(a) loans to quote a rate, 8 since FY2024. Rates cluster on round numbers, so a median off a handful of loans reads as precise and is not.

Program mix

7(a) · 100% (168)504 · 0% (0)

Split by loan count.

7(a) $11.3M504 $0

Loss rate in context

This lender0.4%

Both programs, all lenders4.6%

Charged-off dollars over dollars approved. By loan count this lender is at 1.2%; the two measures diverge when a book is weighted toward small loans.

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