Mountain Bizcapital, Inc.

Asheville, NC7(a) lenderTop sector: Full-Service Restaurants

Is this my lender?

Loans approved

123

FY2013–FY2026

Dollars approved

$15.7M

$7.7M since FY2021

Average loan

$128K

$161K recently

Charge-off rate

3.4%

by dollars · 8.1% by count

Approvals over time

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What they lend against

Full-Service Restaurants19 Snack and Nonalcoholic Beverage Bars7 Limited-Service Restaurants6 Pet Care (except Veterinary) Services5 Drinking Places (Alcoholic Beverages)5 Wine and Distilled Alcoholic Beverage Merchant Wholesalers3

Loan count by NAICS industry, whole record. Each row opens that industry’s profile, where this lender is ranked against everyone else writing it.

Where they lend

North Carolina122 · 99%South Carolina1 · 1%

Share is of this lender’s entire book, so the 2 states shown need not sum to 100%. Together they account for 100% of its lending.

At a glance

Rank by recent volume#963 of 2321

First approvalFY2013

Latest approvalFY2026

States lent into2

What they charge

Too few recent 7(a) loans to quote a rate, 15 since FY2024. Rates cluster on round numbers, so a median off a handful of loans reads as precise and is not.

Program mix

7(a) · 100% (123)504 · 0% (0)

Split by loan count.

7(a) $15.7M504 $0

Loss rate in context

This lender3.4%

Both programs, all lenders4.6%

Charged-off dollars over dollars approved. By loan count this lender is at 8.1%; the two measures diverge when a book is weighted toward small loans.

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