Flagship Enterprise Center, Inc. (dba Bankable)

Anderson, IN7(a) lenderTop sector: Limited-Service Restaurants

Is this my lender?

Loans approved

159

FY2015–FY2026

Dollars approved

$24.7M

$12.1M since FY2021

Average loan

$155K

$162K recently

Charge-off rate

3.1%

by dollars · 5.0% by count

Approvals over time

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What they lend against

Limited-Service Restaurants13 Full-Service Restaurants9 Snack and Nonalcoholic Beverage Bars5 Electrical Contractors and Other Wiring Installation Contractors4 Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance4 Beauty Salons4

Loan count by NAICS industry, whole record. Each row opens that industry’s profile, where this lender is ranked against everyone else writing it.

Where they lend

Indiana159 · 100%

Share is of this lender’s entire book, so the 1 states shown need not sum to 100%. Together they account for 100% of its lending.

At a glance

Rank by recent volume#823 of 2321

First approvalFY2015

Latest approvalFY2026

States lent into1

What they charge

Typical pricingPrime + 4.00

Median rate 12.00%Fixed 0%43 loans

Median initial rate on this lender's 7(a) loans approved FY2024 onward, against a market median of Prime + 2.75. That is dearer than the market typically prices. It is the rate at approval, not an offer, and says nothing about fees.

Program mix

7(a) · 100% (159)504 · 0% (0)

Split by loan count.

7(a) $24.7M504 $0

Loss rate in context

This lender3.1%

Both programs, all lenders4.6%

Charged-off dollars over dollars approved. By loan count this lender is at 5.0%; the two measures diverge when a book is weighted toward small loans.

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