First National Bank of Michigan

Kalamazoo, MI7(a) lenderTop sector: Landscaping Services

Is this my lender?

Loans approved

104

FY2008–FY2025

Dollars approved

$44.8M

$27.4M since FY2021

Average loan

$430K

$883K recently

Charge-off rate

1.4%

by dollars · 4.8% by count

Approvals over time

Loading the series…

What they lend against

Landscaping Services4 Full-Service Restaurants4 Other Accounting Services4 All Other Miscellaneous Fabricated Metal Product Manufacturing3 Full-Service Restaurants3 Metal Heat Treating3

Loan count by NAICS industry, whole record. Each row opens that industry’s profile, where this lender is ranked against everyone else writing it.

Where they lend

Michigan103 · 99%West Virginia1 · 1%

Share is of this lender’s entire book, so the 2 states shown need not sum to 100%. Together they account for 100% of its lending.

At a glance

Rank by recent volume#582 of 2321

First approvalFY2008

Latest approvalFY2025

States lent into2

What they charge

Too few recent 7(a) loans to quote a rate, 10 since FY2024. Rates cluster on round numbers, so a median off a handful of loans reads as precise and is not.

Program mix

7(a) · 100% (104)504 · 0% (0)

Split by loan count.

7(a) $44.8M504 $0

Loss rate in context

This lender1.4%

Both programs, all lenders4.6%

Charged-off dollars over dollars approved. By loan count this lender is at 4.8%; the two measures diverge when a book is weighted toward small loans.

For banks

See how your book compares with First National Bank of Michigan in any market.

Benchmark against this lender →