First Guaranty Bank

Hammond, LA7(a) lenderTop sector: Gasoline Stations with Convenience Stores

Is this my lender?

Loans approved

218

FY1992–FY2025

Dollars approved

$182.0M

$18.8M since FY2021

Average loan

$835K

$448K recently

Charge-off rate

1.3%

by dollars · 6.4% by count

Approvals over time

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What they lend against

Gasoline Stations with Convenience Stores22 Broilers and Other Meat Type Chicken Production15 Child Care Services10 Hotels (except Casino Hotels) and Motels9 Chicken Egg Production9 Full-Service Restaurants8

Loan count by NAICS industry, whole record. Each row opens that industry’s profile, where this lender is ranked against everyone else writing it.

Where they lend

Texas125 · 57%Louisiana75 · 34%Colorado4 · 2%Alabama3 · 1%Arkansas3 · 1%Pennsylvania2 · 1%North Carolina1 · 0%Hawaii1 · 0%

Share is of this lender’s entire book, so the 8 states shown need not sum to 100%. Together they account for 98% of its lending.

At a glance

Rank by recent volume#678 of 2321

First approvalFY1992

Latest approvalFY2025

States lent into8+

What they charge

Too few recent 7(a) loans to quote a rate, 10 since FY2024. Rates cluster on round numbers, so a median off a handful of loans reads as precise and is not.

Program mix

7(a) · 100% (218)504 · 0% (0)

Split by loan count.

7(a) $182.0M504 $0

Loss rate in context

This lender1.3%

Both programs, all lenders4.6%

Charged-off dollars over dollars approved. By loan count this lender is at 6.4%; the two measures diverge when a book is weighted toward small loans.

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