Citizens National Bank of Texas

Waxahachie, TX7(a) lenderNo approvals since FY2023Top sector: Limited-Service Restaurants

Is this my lender?

Loans approved

254

FY1992–FY2023

Dollars approved

$67.5M

$2.2M since FY2021

Average loan

$266K

$443K recently

Charge-off rate

10.3%

by dollars · 18.1% by count

Approvals over time

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What they lend against

Limited-Service Restaurants9 Gasoline Stations with Convenience Stores8 Full-Service Restaurants8 Limited-Service Restaurants7 Full-Service Restaurants5 Landscaping Services5

Loan count by NAICS industry, whole record. Each row opens that industry’s profile, where this lender is ranked against everyone else writing it.

Where they lend

Texas252 · 99%Colorado1 · 0%Oklahoma1 · 0%

Share is of this lender’s entire book, so the 3 states shown need not sum to 100%. Together they account for 100% of its lending.

At a glance

Rank by recent volume#1336 of 2321

First approvalFY1992

Latest approvalFY2023

States lent into3

What they charge

Too few recent 7(a) loans to quote a rate. Rates cluster on round numbers, so a median off a handful of loans reads as precise and is not.

Program mix

7(a) · 100% (254)504 · 0% (0)

Split by loan count.

7(a) $67.5M504 $0

Loss rate in context

This lender10.3%

Both programs, all lenders4.6%

Charged-off dollars over dollars approved. By loan count this lender is at 18.1%; the two measures diverge when a book is weighted toward small loans.

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