Central Bank

Tampa, FL7(a) lenderTop sector: Limited-Service Restaurants

Is this my lender?

Loans approved

FY2010–FY2026

Dollars approved

$106.0M

$32.4M since FY2021

Average loan

$1.1M

$648K recently

Charge-off rate

12.9%

by dollars · 13.1% by count

Approvals over time

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What they lend against

Limited-Service Restaurants13 Full-Service Restaurants6 Hotels (except Casino Hotels) and Motels4 All Other Nondepository Credit Intermediation4 Gasoline Stations with Convenience Stores4 Sign Manufacturing4

Loan count by NAICS industry, whole record. Each row opens that industry’s profile, where this lender is ranked against everyone else writing it.

Where they lend

Florida82 · 83%Georgia7 · 7%Alabama3 · 3%South Carolina1 · 1%Nebraska1 · 1%New Mexico1 · 1%Missouri1 · 1%Ohio1 · 1%

Share is of this lender’s entire book, so the 8 states shown need not sum to 100%. Together they account for 98% of its lending.

At a glance

Rank by recent volume#539 of 2321

First approvalFY2010

Latest approvalFY2026

States lent into8+

What they charge

Too few recent 7(a) loans to quote a rate, 14 since FY2024. Rates cluster on round numbers, so a median off a handful of loans reads as precise and is not.

Program mix

7(a) · 100% (99)504 · 0% (0)

Split by loan count.

7(a) $106.0M504 $0

Loss rate in context

This lender12.9%

Both programs, all lenders4.6%

Charged-off dollars over dollars approved. By loan count this lender is at 13.1%; the two measures diverge when a book is weighted toward small loans.

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