Photofinishing Laboratories (except One-Hour)

NAICS 812921#35 of 44 in Other Services (except Public Administration)

Loans on record

318

since FY1991

Dollars approved

$69.9M

Average loan

$220K

121 lenders active

Charge-off rate

16.5%

by dollars · 28.3% by count

Most active lenders

1BayFirst National Bank$750K approved · $250K average3loans 2CIBC Bank USA$5.0M approved · $2.5M average2loans 3U.S. Bank, National Association$2.9M approved · $1.5M average2loans 4Citizens State Bank of New Castle$400K approved · $200K average2loans 5JPMorgan Chase Bank, National Association$164K approved · $82K average2loans

Ranked by loans written into this industry since FY2016.

Approvals by fiscal year

Hatched bar is FY2026, a partial year. The snapshot ends 30 June 2026.

2 loans in FY2025▼ 50% vs FY202414 loans since FY2021

Other industries in Other Services (except Public Administration)

All 44 →

Car WashesNAICS 811192 · 1,198 lenders10,902$8.5B$776K4.7%9.75%General Automotive RepairNAICS 811111 · 2,024 lenders30,536$7.9B$258K3.9%10.25%Automotive Body, Paint, and Interior Repair and MaintenanceNAICS 811121 · 1,360 lenders12,355$4.0B$327K3.9%10.25%Beauty SalonsNAICS 812112 · 1,587 lenders22,796$3.2B$141K6.6%10.50%Drycleaning and Laundry Services (except Coin-Operated)NAICS 812320 · 956 lenders12,696$3.2B$251K9.2%10.00%Funeral Homes and Funeral ServicesNAICS 812210 · 730 lenders4,173$3.1B$739K1.4%9.50%Pet Care (except Veterinary) ServicesNAICS 812910 · 965 lenders7,195$2.7B$377K1.8%10.25%Coin-Operated Laundries and DrycleanersNAICS 812310 · 956 lenders7,261$2.7B$367K4.2%9.75%Other Personal Care ServicesNAICS 812199 · 1,001 lenders9,776$2.6B$262K5.4%10.50%All Other Personal ServicesNAICS 812990 · 1,035 lenders10,941$2.5B$231K5.2%10.50%Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and MaintenanceNAICS 811310 · 932 lenders5,425$1.6B$301K3.8%10.25%Automotive Oil Change and Lubrication ShopsNAICS 811191 · 457 lenders2,161$1.2B$545K4.4%10.00%

The 12 largest of the 43 other profiled industries in Other Services (except Public Administration), by dollars approved. 31 more are on the sector page. The sector spans 51 NAICS codes in all; the rest have fewer than 25 loans each. Median rate is the initial rate on 7(a) loans approved FY2024 onward. It is left blank below 20 such loans, because these rates cluster on round numbers and a median off a handful reads as precise when it is not — and blank for any industry that borrows only on 504, which reports no interest rate at all.

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